Omnichannel payments are no longer an accessory but rather a necessity as there is a dynamic transformation in how payments can be made. With more and more customers embracing online payment habits, there has been a conscious and deliberate shift towards Card-not-Present (CNP) transactions. While this shift has opened many…

Hey, it is time for a curtain call for our UPI series, and it covers all about what happens when your payment gets stuck. Our first part was about the UPI's origin and the second part, its footprint across the globe. Our final part of this series covers the most…

Stepping into the next chapter of our blog series, let’s journey deeper into the realm of UPI. In our inaugural installment, we delved into the roots and growth of UPI, exploring its essence and impact on the Indian payment ecosystem. …

You are at a cash counter waiting next in line to pay for your purchases and that’s when you realize that you don’t have your wallet with you. The only option is to put back the items, rush home, and get your wallet. Sounds like something straight out of yesteryear…

From financial transactions to legal matters and personal interactions, timing plays a crucial role in determining the outcome. And when it comes to presentment, i.e., a merchant presenting bills for payment, the time window matters very much. …

Our last blog explored all about card networks, their origins, and why we call them the powerhouse of the payment ecosystem. To the uninitiated, here’s a gist: Gist from Part 1: The first part spoke all about how credit cards fueled the need for a network for smoother distribution of credit cards which eventually…

We are all well-familiar with the names of Visa, MasterCard, or RuPay, as they often take up our wallet space. But do we really know what they mean? What do they stand for? And how did they come into existence? Well, that’s what we have taken it upon ourselves to…

Introduction: It is sale season! Everyone is on a shopping spree, with dozens of products in their online shopping cart. For instance, Ms. D is on a shoe fest and has ordered five pairs of shoes through an e-commerce site. She gets four pairs delivered and has been waiting on that…

The word portability has created quite a stir in the Indian financial system, as it is a term that means, moving from one mobile network to another is an effortless process for the customer without any change to the phone number they hold. Likewise, RBI’s latest draft guidelines refer to…