Most Hollywood films have a scene where the hero fills his car’s tank at a petrol station where there is not a soul in sight. He gets out of the car, swipes the credit card at the mounted PoS machine, fills the gas, and drives away. Well, that PoS machine…

In the vibrant city of Financia, there resided a young, ambitious woman named Lily. Her aspirations revolved around acquiring a new home before her 30th birthday. Lily had tirelessly scoured the real estate market in search of the perfect home, and after an exhaustive search, she finally stumbled upon her…

Just like card networks, the all-seeing eye of the Indian ATM world is the National Financial Switch (NFS). A couple of weeks ago, we uncovered the very existence and essence of NFS, its functions, and how it has made ATM operations seamless across the country. And this week, we are…

Introduction: PCI DSS which stands for Payment Card Industry Data Security Standard is a global security benchmark designed to protect cardholder data and sensitive authentication data handled by entities engaged in card transactions. This standard establishes a foundational level of protection for consumers and combat fraud and data breaches within the…

How does an ATM transaction in India get through? Who pulls the strings behind our complex ATM network? It is common knowledge that card networks are the orchestrators behind card payments, then who’s behind the ATM operations? Well, in India, it is the invisible yet all-powerful National Financial Switch…

Continuous Authentication is the future! Imagine where your every action, from typing on your keyboard to moving your mouse, creates a digital fingerprint that could identify you with unparalleled accuracy. …

· Searching for the best solutions to bring down your high-risk merchant’s chargeback ratio? · Looking to improve the efficiency of the pre-dispute process and lower your merchant’s chargeback fees? Well, then you are in the right place. Before we get into the specifics of how let’s know the…

“Transactions have become effortless!” All it takes is some details like entering a card or UPI ID and in a matter of few seconds, the transaction is processed. But, have you ever wondered what process is at play to make a seamless transaction? You might have come across this term…

Omnichannel payments are no longer an accessory but rather a necessity as there is a dynamic transformation in how payments can be made. With more and more customers embracing online payment habits, there has been a conscious and deliberate shift towards Card-not-Present (CNP) transactions. While this shift has opened many…